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UNSECURED BUSINESS LOANS & LINES OF CREDIT

If you have good credit and have been in business for at least 18 months, we can help you and your business obtain an unsecured line of credit or business loan so that you will not have to personally guarantee or pledge any assets as collateral.  In most cases, you do not need to provide financials or tax returns. 

LOAN HIGHLIGHTS

  • Loan amounts from $20,000 to $250,000! 
  • NO application fees!
  • NO upfront fees!
  • Quick decisions!
  • Fast funding (usually less than 25 banking days from start to finish)!
  • Rates as low as Prime plus 1.0%!
  • Reasonable success fees of only 6% (paid after funding)!
  • Short application process!
  • NO financials or tax returns needed for loans $100,000 and under.

QUALIFICATIONS

  • Credit score of 650 or higher
  • In business for a minimum of 18 months*
  • No bankruptcies in the last 10 years
  • No delinquencies, collections or judgments
  • No tax liens
  • No mortgage lates in the last 36 months
  • Established credit consisting of two bank credit cards
  • Balances on revolving debt should not be greater than 50% of credit limit within the last 90 days.

FUNDING PROCEDURE

  • Download the credit application, authorization and fee agreement below.
  • Fill out and fax back to us.
  • Our banking correspondents will immediately begin working with and presenting your file to lenders in your region.
  • You will be notified within six banking days of their decision and the amount you have been approved for.
  • Please call or email with any questions along the way. 

FORMS

* Please note: If you have less than 18 months business history, you may qualify for a personal loan if all other requirements are met.  Please contact us for the forms.