High LTVs!
Refinance with cash out at 97% LTV!
Purchase with as little as 3% down!

All Credit Types Welcome!

50 States

We offer special financing where we can fund borrowers with FICOs as low as 500.  If you have a stable work history and an income that can support your payment (and other monthly expenses), chances are we can get you funded. 

                              

We are not credit score driven!

In order to qualify for our program, we ask that you fill out a loan application (1003).  In order to speed up the process, please make sure it is complete and every question is answered.  We will offer you a preapproval letter within 48 hours if you qualify for our program.

• Investors/Non-owner Occupied Okay
• First-Time Homebuyers Okay
• Past Bankruptcy, Foreclosures, Reposessions or Judgments Okay
• Stated Income Okay

TO GET PREAPPROVED:

For on-line application, click here:

To download the actual application, click here:

Please note:  you can type in this form but changes will not be saved.

In addition, please fax us:

• Last two paycheck stubs on all borrowers;
• Last two years tax returns;
• Last two months' bank statements (all pages)

FAX:  619-330-1884